A. If there’s a lender who will lend to you, I will find you that lender.
Whatever your requirements may be, when you instruct me as your mortgage broker, you hand over the responsibility to find you the ‘most suitable’ mortgage deal available to me, whatever your circumstances may be. There is a process to follow for every case, whatever it may be. If you have a squeaky clean credit history, a decent deposit and earn a nice salary, you probably have the pick of the whole marketplace. If your credit history is more colourful (maybe with missed payments, defaults or county court judgements), not such a large deposit and/or need an ‘income stretch’, the choices may be more restricted, and probably with higher cost deals.
My obligation is to you, my client. There is a track that needs to be followed in order that I adhere to the compliance obligations I am subject to (the rule book is very long and complicated!), so with my 35+ years of experience, knowing that I will always act honestly, fairly and professionally in accordance with your best interests in mind, you can be assured that you will end up with the most suitable mortgage product that you qualify for.
Now this question has been answered, why not call me now?
Let’s get the ball rolling for you !