A. It depends on your current situation.
This is an area where a real conversation needs to take place. There are so many different answers to this question, that only an experienced adviser can provide the correct answer to this question.
The answers will be completely different for a single person with no financial dependents, to that for a married couple with children.
It then depends on any existing arrangements you may currently have (are they still appropriate for your current needs, are they still offering the cover you require and is the cost still competitive?)
As an independent protection adviser, I can assess your current needs, compare the whole marketplace for the correct policies for your needs, and tailor a package specifically to you, within your stated budget.
Now this question has been answered, why not call me now?
Let’s get the ball rolling for you !